#loan-to-income

1 article

Middle-aged couple reviewing mortgage paperwork and a calculator at a kitchen table

Lenders will now lend you more. Should you borrow it?

Changes to mortgage stress tests mean many lenders now offer around £30,000 more. Here’s how UK affordability checks work and why the extra borrowing doesn’t make you better off.

Midcent is an editorial site written for men in the middle of life. Money, health, tech, home & leisure, society, food & drink, travel and entertainment, verified by an editor, and published without the hype.