#Artificial Intelligence

The US tech giants no longer move as one. Here’s what that means for the AI exposure in your ISA or SIPP, and how to check what you actually own.

AI agents promise to book, buy and sort your admin while you put the kettle on. Here’s what they really do, what they cost and where they still fall over.

ChatGPT forgets what you need, writes like an estate agent and asks the same questions every time. Memory and custom instructions can fix most of that, if you set them up properly.

Small councils say they can’t afford to go digital. Shared open-source code and AI could change that, but only if the time they save goes back to residents rather than being cut.

AI can sift applications, set shifts and flag performance. That does not make it a good manager. Here is where the software helps, where it fails and what you can challenge.

You do not need to become an AI expert. Start with a dull job, ask a clear question and keep your judgement firmly switched on.

AI can turn a blunt complaint or awkward reply into a useful draft. Here’s how to get the wording right, protect private information and avoid sounding like a machine.

An AI agent can sort your paperwork and plan a trip. Letting it read your inbox, use your bank and act without asking is a different proposition.